Rates

RATES ARE SUBJECT TO CHANGE - EFFECTIVE DATE 01/26/2012

Please see the Credit Union for the latest rate information.

Actual loan rates according to your personal credit evaluation.

Rates subject to change any time.

Loans| Savings| Certificates

Rates are still As Low as 2.75 % - Call Us For Details	APR*	Max Term
Auto/Truck
2009 and Newer	3.98%	60	Calculator
2009 and Newer	4.48%	72	Calculator
2009 and Newer (Finance over $30,000)	5.50%	84	Calculator

2005 to 2008	4.25%	60	Calculator
2005 to 2008	4.75%	72	Calculator

Motorcycles - Street
NEW - 80% Financed	6.50%	60	Calculator
NEW - 85% Financed	6.75%	60	Calculator
NEW - 90% Financed	7.00%	60	Calculator
USED (2007 and newer) - 80% Financed	7.00%	36	Calculator
USED (2007 and newer) - 85% Financed	7.25%	36	Calculator
USED (2007 and newer) - 90% Financed	7.50%	36	Calculator

Recreational Vehicles - Motorhomes, Travel Trailers, Campers, and Boats
NEW and USED (2004 and newer) - 90% Financed	8.25%	84	Calculator

Home Equity Loans	7.50%	240	Calculator

Share Secured - Share Rate + 3.00%		60	Calculator
Stock Secured - 75% of Value	8.50%	60	Calculator

Signature Loan - up to $2,999	14.25%	24	Calculator
Signature Loan - $3,000 to $5,000	14.25%	36	Calculator

Amount Financed (vehicle loans) is based on purchase price or NADA value plus taxes and fees, whichever is less. Rates listed are lowest available rates and are subject to credit approval. Rates are subject to change. *APR = Annual Percentage Rate.
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Savings	Dividend Rate	APY*	Term
Shares - Min Balance $50.00	.10%	.10%	n/a
Insured Money Market Account	.15%	.15%	n/a
IRA - Opened Ended	.35%	.35%	n/a

*APY = Annual Percentage Yield
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Certificates	Dividend Rate	APY*	Term
Six Month Certificates	.25%	.25%	6
Twelve Month Certificates	.30%	.30%	12
Jumbo Certificates	.30%	.30%	12

*APY = Annual Percentage Yield
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